This stunning 1914 brick heritage building offers a rare blend of residential living and commercial opportunity, all in a prime downtown Main Street location. Once home to the Bank of Montreal, the property still showcases incredible character, including two massive original safes and a historic mail slot-the codes remain unknown and ready to be unlocked. Offering a total of 3,107 sq ft (including two additions and the opened-up attic space in the living quarters), this property provides exceptional versatility. The commercial space features ramp access, a welcoming waiting area, and three spacious offices, all filled with natural light from large (double pane level 1)(triple-pane level 2) windows and complemented by 9.6 ft ceilings. Currently rented at $850/month on a month-to-month basis, it offers immediate income or flexibility for your own business. An additional area, currently used as an art studio, provides endless possibilities for creative or professional use. The residential space, currently rented for $1,350/month, features an open-concept layout with vaulted ceilings, a bedroom, loft, office area, in-suite laundry, and a 4-piece bath. The basement is spacious and functional, offering a 2-piece bathroom for commercial use along with ample storage space. Enjoy the private backyard oasis with a three-tiered deck, built-in benches, concrete patio, fire pit, and mature perennials-creating a peaceful retreat right on Main Street. Complete with a double garage (32 x 22) and an additional suite above, this property is full of potential. The garage, suite, and living quarters are well insulated with R22 in the walls and R44 in the ceiling, featuring Rockwool high-density, fire-resistant insulation made from stone. A truly unique investment opportunity packed with history, charm, and strong income potential. Call your listing agent today to view!